Carmen Wong Ulrich is your Money Coach for Credit Cards. Carmen is the author of Generation Debt: Take Control of Your Money (Warner Books) and is a former editor at Money magazine. Money Basics walks you through getting started on setting financial priorities, building a budget, managing credit card debt, student loans, buying your first home, car and more. If you’ve been struggling with taking control of your money, or you’re just starting out—and want to start out right—Money Basics is the download you need!