reading comprehension1. The giving of credit _______________. The creditor―that is, the one who grants the credit―allows the debtor―the purchaser who uses the credit―to own and use a commodity immediately on the basis of deferred payment of cost plus interest. How the loan is granted varies. If one buys a car, one normally gets a direct loan from a financial institution. The buyer takes possession of the car and repays the loan, with interest, over a specified number of months, Meanwhile, the financial institution retains legal ownership of the car until the loan is repaid. Buying a house, though a more complicated process, is quite similar. (a) to businesses allows them to expand their operations (b) is an important part of the policy (c) is basically the granting of a loan (d) is not available to those with poor credit records. 2. Just like today's money, gold has advantages over other kinds of goods. In particular, _______________. From the time of the ancient world, lacking today's means of transportation, its universal acceptability make it the medium of exchange in long-distance trade and among people from different cultures and countries. Even after 4,000years, since money was first invented, gold is still acceptable in any civilized society as money. Since everyone agrees it is valuable, it has universal purchasing power. (a) it can be used to purchase transportation (b) it has never lost its exchange value (c) it can be made various sizes for different values (d) it is prized for its ability to be used in jewelry 3. For every age group, ever interest, every specialty, and every taste there is a magazine. A magazine _______________. An issue of Foreign Policy is usually large enough to look like a paperback, but it is a journal. Other magazines are quite small and use much less paper than the average big-city daily newspaper. Although there are news magazines―such as Time, Newsweek, and The Economist―they are not daily but weekly publications that summarize the events of the previous week and offer commentary. (a) can be considered to share more with a newspaper than with a book (b) is neither a newspaper nor a book, but it my have characteristics of either one (c) should be regarded as a book rather than a newspaper in tit contents (4) sometimes contains more serous contents than a newspaper or a book 4. Dear Bill, Please review the enclosed resume of my nephew, John Wagner. John is an intelligent and ambitious young man whose college performance and initial work experience have been outstanding. His work with Grand Insurance should prove beneficial to you. Could you check around a bit to see _______________? Anytime I can return the favor, or assist you in further contacts, you know you can just call. I look forward to some good news. With regards, Tom, your friend (a) if there is a place for John in your company (b) if there is a good apartment available for his family (c) if he is eligible for a health insurance benefit (d) if he really wants to work in your company 5. While nonverbal symbols normally add to sound patterns, or language, _______________. When members of a football or basketball team hold their hands high in the air with the index fingers extended, the audience knows that the athletes are proud of their victory and consider themselves to be number one―the best team in the league. Many other gestures have meaning when used alone. People who have serious hearing problems, and cannot communicate through sound patterns, become unusually skillful in signing―using hand signals to indicate their meaning. They also become skillful in using eye contact and